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Why come to ZARfin?

Bank loans depend on a few factors, of which the following are vital to know:
The credit criteria will change according to you bank’s lending cycle. For example, if they are cleaning up a bad lending book, they make their criteria stricter. If they want to grow market share, they will make their criteria lighter. At Zarfin , we know which banks are in which cycles and we have a thorough understanding of their scorecards.

        If your bank has managed to cross-sell you on more than 3 products, you become attractive to other banks and they may give you a loan so that they have the opportunity to get your cheque account or other accounts.

        You may be over-exposed with your current bank. If you already have a bond, vehicle finance and more with them, they will not lend you any more money.

        All banks have different risk criteria from which they derive their pricing, or in other words, the interest they charge you. How are you meant to know if you have been offered the best deal if you have nothing to compare it to?

        Do you really want to deal with a call centre? At ZARfin, we do not offer you a battery of faceless people who work from a script that is not sensitive to your individual needs. You will deal with the same person every single time you interact with us. 

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