INVESTING REGULARLY

ONE DAY AT A TIME...

Wealth Evolve Investment Lump Sum

"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." - Robert G. Allen

Though investing in a bank savings account is a sure bet, your gains will be minimal given the extremely low interest rates. However, don't forgo one completely. A bank savings account is a reliable place for an emergency immediate funds, whereas market investments are not. If you are serious about creating wealth over time (minimum 5 years), then let's chat and read the below brief overviews & benefits for Regular Investments available to you. 

Education Builder

Overview

The Education Builder enables you to save for the cost of your Child's education. You are able to make regular investments with the ability to add ad hoc lump-sum investments at any time (subject to legislative limits). Start investing from R500 per month for a minimum period of 5 years.

Benefits

Investment portfolios

Select from up to seven professionally managed investment portfolios with optional performance guarantees, in accordance with an individually identified risk profile.

Add the Educator Risk Benefit

Add the Educator benefit and Liberty will continue to pay for your children's education if you become permanently disabled or critically ill or in the event of your death.

Retrenchment Premium Waiver Benefit

If you are retrenched, Liberty will pay your recurring investment for a full year whilst you find, and settle into, your new job. You can use this benefit up to 3 times before your 65th birthday. Invest regular contributions of R30 000 or more over 5 years and we'll refund 25% of the management fees you've paid (i.e. on average R500 per month).

Gateway Investment Plan (Unit Trusts)

Overview

Invest in a select range of Unit trusts in one place and when you need your money, you will have full access to your investment at no cost. Investing more is as simple as making a direct payment. Invest from as little as R1000 pm

Benefits

Flexibility of choice

Access over 70 unit trusts from over 16 asset management companies both locally and offshore.

Easy access

Your money will be available whenever you need it.

Tax requirements

You pay tax yourself via your annual tax return process. Once you purchase an investment with Liberty, you will receive the relevant tax certificates.

Invest Builder

Overview

The Investment Builder is suitable for you if you wish to build capital outside of your current retirement fund, making it accessible before your retirement date. Start investing from as little as R500 per month.

Benefits

Investment portfolios

Select from up to seven professionally managed investment portfolios with optional performance guarantees, in accordance with an individually identified risk profile.

Retrenchment Premium Waiver Benefit

If you are retrenched, Liberty will pay your recurring investment for a full year whilst you find, and settle into, your new job. You can use this benefit up to 3 times before your 65th birthday.

A tax-efficient investment

An investment with no additional tax payable at the end of five years, only if it is still held by the original owner..

Bonus

Invest regular contributions of R30 000 or more over 5 years and we'll refund 25% of the management fees you've paid (i.e. on average R500 per month).

Investment Plans

Overview

To reach the many aspirations and goals that you have for yourself, Liberty's Endowment Investment Plan pays you a loyalty bonus. You benefit by receiving the greater of your fund value or your premiums back (less any charges or withdrawals).

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