THE EDUCATOR BENEFIT

YOUR CHILD’S EDUCATION SHOULD ALWAYS BE TAKEN CARE OF, EVEN WHEN YOU CAN’T.

Lifestyle Protector’s unique Educator benefit will help pay for your child’s education and related expenses all the way through pre-primary, primary, high school and university should you pass away, become critically ill or disabled. Have the confidence that your child’s education is taken care of.

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For the past 12 years South Africans have entrusted Liberty with more risk cover than any other insurer. This is testament to the holistic and comprehensive protection provided through our Lifestyle Protector which ensures you and your children are covered against all of life’s what ifs.

Educator benefit provides for your child’s education if you pass away, become permanently disabled or suffer one of these critical illnesses:

• Cancer and leukaemia
• Conditions affecting the cardiovascular system
• Stroke
• Paralysis

What does the Educator benefit cover?

Tuition costs and other allowances associated with your child’s education should you have a critical illness, become disabled or pass away.

How can I get the Educator benefit?

• The Educator benefit is available when selecting a stand-alone risk protection benefit, i.e. Life Cover.
• This benefit can also be added to an Education Builder, an investment product which allows you to save for your children’s education.

Guaranteed cover

New born babies, born within five years from the date the life assured was underwritten for their Educator benefit, can be added without further underwriting, other than HIV and cotinine tests.

Children born within nine months of the life assured’s death or disability will be covered by their current Educator benefit, even though no premiums were received for that child.

Liberty offers the child beneficiary life cover of up to R1 million, irrespective of whether there has been a claim under the Educator benefit or not, when they turn 18 subject to terms and conditions.

Email: office@zarfin.co.za

35 Capstone Gardens, 37 Thomas Bowler Avenue, Edgemead, Cape Town, South Africa, 7441.